Terms of use

Vensali provides calculation and educational information about home-loan scenarios, based entirely on figures you enter. It does not provide financial, tax, legal or investment advice, and it is not a regulated advisory service.

Vensali is not a bank, a lender, a broker, a loan marketplace or a distributor of financial products. It cannot offer, arrange or influence a loan.

Results are estimates produced by a mathematical model. Their accuracy depends entirely on the accuracy of what you enter. Lenders round differently, apply charges we cannot see, and reprice floating rates over time, so your actual outcome will differ.

• Verify every figure against your latest loan statement or Key Facts Statement before acting.
• Confirm all charges directly with your lender. We only count amounts you enter.
• Decisions you take, and their consequences, remain yours.

Vensali is provided as is, without warranty of any kind, express or implied. We do not warrant that the service will be uninterrupted, error-free, or that results will meet your requirements.

To the fullest extent permitted by law, Vensali and its operators are not liable for any loss or damage arising from your use of the service or from any decision you make on the basis of its output, including any financial loss, lost saving or lost opportunity.

• Do not attempt to disrupt, overload or reverse-engineer the service.
• Do not present Vensali's output as regulated financial advice to others.
• Do not scrape or redistribute the tool as your own product.

The calculation model and these terms may change as the product develops. Material changes to the methodology will be reflected on the methodology page.

These terms are governed by the laws of India, and the courts of India have exclusive jurisdiction over any dispute arising from them.