Your loan numbers stay in your browser

• No account, email address or password.
• No phone number and no OTP.
• No PAN or Aadhaar.
• No CIBIL credentials or credit-bureau login.
• No net-banking login.
• No loan account number.

If you choose to upload a home-loan statement, the PDF is read in your browser to extract labelled loan details — outstanding principal, interest rate, EMI and remaining tenure, where they can be found. The file is not uploaded to Vensali’s servers and is not stored. Extracted figures are shown to you to review and edit before any calculation runs.

Extraction may fail for scanned, password-protected, or unusual statement formats. In that case you can enter the figures yourself. Vensali does not invent missing numbers.

The comparison runs in your browser. Your outstanding balance, interest rate, remaining tenure, EMI, surplus cash and quoted rates are used to compute the result on your device. They are not transmitted to a server and not written to a database.

Closing or refreshing the tab clears them. Nothing about your loan persists between visits.

We record anonymous product analytics to understand whether the tool is usable — for example that a comparison was run, which option ranked first, and whether an EMI mismatch warning appeared. These events do not include your loan amount, EMI, interest rate or any figure that could identify you or your loan.

Standard server logs may record your IP address and browser for security and reliability purposes, as with any website.

We do not sell or share your information, because we do not collect information that would be worth selling. There are no advertising trackers, no lender partners receiving your details, and no lead generation of any kind.

If anything on this page is unclear, or you believe Vensali is collecting more than it should, tell us and we will correct it.